insurance coverage for yacht clubs

What Insurance Policies Does Your Yacht Club Need?

While searching for the best insurance coverage for yacht clubs available, you’ll want to make sure that all the policies you need are offered within the program. Looking for insurance companies which work with yacht clubs to understand all possible risks and find the best ways to cover them can put your concerns at ease. After all, yacht clubs have a unique set of problems that often may not be present in other clubs, situations and organizations.

Coverage to Consider

While every yacht club is different, there are several policies that are designed for and helpful to them. Insurance coverage for yacht clubs often puts a focus on the property and people involved, potential land and water risks, and common events. Several types of policies that you should look out for when putting together a helpful insurance portfolio are as follows.

  • General Liability
  • Hull & Liability
  • Commercial Property
  • Member Property
  • Pollution and Oil Spill
  • Auto Liability
  • Regatta & Racing Liability
  • Race Management Errors & Omissions
  • Sailing Teaching
  • Jones Act
  • Liquor Liability
  • Facility & Grounds Coverage
  • Chartering
  • Weather

Finding the right insurance coverage for yacht clubs often takes working with the insurance agency to create the perfect program made for your yacht club depending on what you need or plan to do. Keep in mind the risks you may face and keep your yacht club afloat with the right coverage.