CT home insurance

Three Simple Reasons For Home Insurance

Purchasing CT home insurance can seem like a waste of time and money. While the benefits of having insurance may not be observed immediately, the peace of mind of having your home and family covered when you need it most is well worth the cost. If you’re tempted to go without insurance, here are three of the best reasons why you should reconsider.

You Have a Mortgage on Your Home

If you have a mortgage, then you’re most likely going to need to carry home insurance. Your bank or lender wants to protect their investment and one of the best ways they can do so is to have you carry insurance on the home.

You Want to Protect Your Belongings

Fires and natural disasters can strike at any time to snatch your belongings away. With a homeowners’ insurance policy, you don’t have to wonder how you’re going to get them back as your policy will pay to repair or replace all covered items.

You Want to Protect Your Finances

If someone gets hurt on your property, it’s possible that they may want to sue you even if it’s not your fault. If a court finds you liable for such an accident, you’ll have to come out of pocket to cover the cost of any judgments. On the other hand, a CT home insurance policy will cover all the legal costs.