As a pilot, you know that nothing beats the feeling of flying thousands of feet up in the air. It’s an experience you can’t get any other way. Unfortunately, accidents can happen and, as a pilot, it’s your responsibility to be ready at all times. Though comprehensive aviation policy coverages can help, you still need to understand the risks you’ll face. Here’s what you need to know.
The Common Risks Personal Aviators Face
When you fly, it’s not just your safety that you take into your own hands. You’re also responsible for everything that happens in and around your aircraft. These are a few of the types of risks you’ll need to be ready to address:
- Property damage
- General liability
- Physical injury
- Passenger safety
If your plane damages the hangar or you have a rough landing and injure a passenger, you’re responsible for the full cost of the damage. If you collide with another plane while taxying to the runway, you’re liable for the cost of the associated repairs.
Insurance Coverage Can Help
Without a comprehensive insurance policy in place, you’ll have to pay for the full cost of the damage out of pocket. With aviation insurance in place, you’ll be able to focus on flying and enjoying your time in the air without worrying about high out-of-pocket expenses.
If you’re uninsured or under-insured, review your coverage options and invest in a comprehensive policy as soon as possible. The sooner you do, the sooner you’ll be able to enjoy each takeoff.