Commercial property owners have long been aware of the importance of commercial property coverage for their warehouses, factories, and apartment buildings. However, small business owners and home-based businesses have been largely unaware of the importance of commercial insurance. Although many home businesses don’t carry business insurance, studies show that it has proven to be a big mistake when a fire, flood, or theft occurs on the property.
Whether you run a business out of your garage or you are operating your small business in a building on your grandparent’s property, ensuring you have commercial property coverage can keep the doors open and money flowing in. This includes any type of disaster that unexpectedly hits. Some of the ways this insurance can protect your home-based business are by protecting the following:
That means if lighting strikes your office space or someone breaks into the building, you can be protected. No matter what happens to disrupt your business income, it can be disastrous. Obtaining complete protection will keep your business up and running.
Your business is unique, but no matter what you sell or what services you offer, there is a commercial property coverage plan for you. Contact your insurance representative to see what types of insurance you need