Santa Fe insurance agency

Minimize Risks in Your All Terrain Vehicle

An all-terrain vehicle, or ATV, is a fun and exciting way to enjoy the natural beauty that New Mexico has to offer. However, because an all-terrain vehicle is not enclosed the way a car is, and because it lacks safety features such as seatbelts, you are potentially more at risk of severe injury in an ATV than in a car. The same liability risks of driving a car, such as collision or property damage, apply to ATVs as well, so it is prudent to purchase an ATV insurance policy from a Santa Fe insurance agency. Here are some other tips to stay safe behind the wheel of your ATV.

Take a Course in ATV Operation

Not only can it be valuable to learn how to ride an ATV from a knowledgeable professional, but if you do choose to purchase ATV insurance, successfully passing an ATV course could reduce the cost of your premium. The insurance discounts you could receive depend upon the course you take, however, so be sure to check before you sign up.

Wear a Helmet and Other Safety Equipment

This is crucially important when operating a high-speed vehicle that is open to the air and doesn’t include seat belts. Head injuries resulting from an ATV accident could be life threatening or result in permanent disability. Nothing is worth that risk.

A brief chat with an agent at a Santa Fe insurance agency about your ATV could prevent you from paying liability damages later. Stay safe and have fun on your all-terrain vehicle.