Orlando warehouse insurance

Key Warehouse Insurance Coverages You Need

Do you need of Orlando warehouse insurance? Unfortunately, business owners often settle for insurance coverage without really understanding their needs. To help you choose the right coverages for your warehouse, here are some of the key insurance coverages you should plan to include in your policy.

General Liability

General liability covers you in case a lawsuit is filed by a third party claiming your business caused them to experience personal injury or property damage. Your policy will cover your attorneys’ fees as well as any settlements or judgments for which you’re found liable.

Warehouse Legal Liability

Even with careful and precise operations, it’s possible for your customers’ goods to become damaged while in your possession. Should this happen, your policy will cover the cost to repair or replace the damaged items.

Property

Property insurance will pay to repair or replace your business property that is damaged or lost. It covers events such as theft, vandalism, fires and certain storms.

Flood

Property insurance generally does not cover flooding. If your property damage is due to a flood, this portion of your policy will cover the repair and replacement cost.

Workers’ Compensation

With worker’s compensation, you can ensure that your employees are covered in case of a work-related accident. Your policy will pay for any legal fees, medical expenses and lost wages while the employee is away from work.

There are other aspects of Orlando warehouse insurance that you’ll need to consider. Work with an experienced local agent to create a policy that satisfies your needs.