Having an insurance provider that understands your particular needs as the owner of the dry cleaning operation is essential to getting the right coverage. According to Irving Weber Insurance, there are certain policies that you don’t want to leave out of your business protection plan.
When you own a business, you want to make sure you have all your bases covered. An unforeseen problem can set your business back. There are a few basic policies that all business owners need:
- General liability
- Commercial property coverage
- Business Interruption
- Workers Compensation
When you own a dry cleaner, there are additional policies you should consider.
Each industry comes with specific risks, and dry cleaning is no different. For example, the equipment you use is essential to keeping your dry cleaners running. If one machine breaks down, it can affect your productivity. An equipment breakdown policy should be included in all dry cleaners insurance to compensate for any losses that occur as a result. It’s important to review your insurance package with your provider to make sure every potential risk is addressed.
Keeping your business running may occasionally require a little help from your insurance company. Working with an insurance provider that understands your industry well can help ensure that you get the coverage you need.