Whether your warehouse stores files or products, those goods still need protection against financial loss in the event of a disaster. Warehouse legal liability insurance in Orlando, Florida offers protection against operator negligence. However, additional insurance is needed to fully protect against a financial loss.
Warehouses move and store goods for third parties. An operator’s negligence to properly store and secure the premises can result in a lawsuit. Warehouse legal liability insurance covers instances of negligence. The contract should lay out the responsibilities of the warehouse to the customer and not negate any part of the liability policy.
A warehouse legal liability insurance policy only covers the operator of the warehouse’s negligence. Storing other business’ goods comes with unique risks. In addition to covering those specific exposures, many business policies can fill in coverage gaps and may be required in certain areas. Additional policies needed to fully cover against financial loss depending on location can include:
- Workers compensation
- Commercial liability insurance
- Inland marine insurance
- Motor vehicle insurance
By storing your goods in a company with warehouse legal liability insurance in Orlando, Florida you have greater protection against a loss. Further protect your goods with additional policies. Speak with your insurance agent or broker to determine the right policies for your business.